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Whether youre managing trusts, navigating tax strategies, overseeing real estate or private business holdings, or planning for a multigenerational legacy, fiduciary advisors are trained to serve as your central point of coordination. Its an evolving system of goals, responsibilities, and opportunities. At a fiduciary advisory firm like Verdence Capital Advisors, this standard applies across every client interaction and is woven into every service. Its a binding legal and ethical obligation that shapes every aspect of the advisor-client relationshi

"In times like these it is a complete pleasure and comfort to work with the professionals at EP Wealth, especially Ashley. I never doubt his commitment to us and our investments."28 "They have answered all of my questions very quickly and thoroughly. "From the start, they demonstrated a high level of professionalism and deep knowledge of investments, retirement planning, and tax-efficient strategies. Guidance for navigating financial considerations before, during, or after divorce, including cash flow analysis, asset division scenarios, and longer-term planning implications. Holistic planning that brings together cash flow, investments, retirement, and other financial considerations to help clients make informed decisions across different life stages. Whether you are suddenly single or youre in charge of your familys finances, todays women have more to juggle than ever before. If youre serious about pursuing your goals, then youll be able to build that into your budget. We have the team, the resources, and experience to help you. And if youre not satisfied, you can cancel at any time. Theres no obligation, and youll walk away with clarity on both your finances and what working together would cos

This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. An investments portfolio may differ significantly from the securities in the index. The indexes presented are unmanaged portfolios of specified securities and do not reflect any initial or ongoing expenses nor can it be invested in directl

Save Time & Money Youll work with me, an experienced financial advisor, to manage your investments and pursue all your goals like buying a home, retirement, and traveling the world in style. He is personable and down-to-earth and genuinely cares about helping people achieve their financial goals. He took the time to walk us through options, answer our questions in detail, and ensure we felt confident about every decision. He brings a personal touch thats rare to find—making every conversation feel comfortable, thoughtful, and tailored specifically to us. People who have a plan and are moving towards their living will and trust planning goals feel less stress and financial worry. We feel truly fortunate to have come across his information! Ive learned so much from him and the financial plan he prepared for our family, and its made a real difference in how I manage my personal finances. His responsiveness and clarity made the entire process feel smooth and stress-free. Their approach is tailored to fit my unique personal and financial goals, making the process not only manageable but also empowering. Erick and his team provided me with a personalized financial plan that has kept me on track towards achieving financial freedom. Fee Structure: Opt for Fee-Based Compensation That fee comes out of your account so you wont have to come out of pocket to pay it. We charge a small annual fee to design and manage your investment account for you. This structure removes conflicts of interest and allows us to focus entirely on helping you pursue your financial and life goals with objective advice. And in no time, youll be telling others (and maybe even doing some bragging). We would be Yoda helping you (Luke) find your way (to your financial goals). I've been working one-on-one with individuals and families to pursue their most important financial goals since 200

To help you reach your financial goals, consider supplementing your retirement savings through UCs 403(b), 457(b) or DC Plans. UC provides several resources to assist with retirement planning. It is never too early to start planning for retirement. It will help small businesses save time and money, and is truly a win-win for small businesses. Use your access code to start facilitating CalSavers or exempt your business if you already offer a retirement plan. Learn about your UC retirement benefits and managing your financial life. Staying on track for a secure financial futu

When a fiduciary acts in your best interest, conversations around cost happen transparently after gaining a full understanding of a clients goals and situation. A fiduciary advisor provides long-term alignment and consistency—serving not just as an investment manager, but as a steward of your financial life and legacy. It means that every recommendation, every portfolio decision, and every piece of guidance must be made with the clients best interest as the top priority without exception. A fiduciary financial advisor is held to the highest standard in the industry. It continues to be a very credible voice that speaks to fee-only planners and the importance of always working in your clients best interests. "Our 20252028 Strategic Plan recommits us to what makes NAPFA exceptional--putting clients first, supporting professional growth, and fostering a deeply collaborative community," said Natalie Pine, CFP®, ChSNC®, NAPFA Board Chai